Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

Your next challenge:

• Provide first line of defence oversight to theconstituent credit risks in BIL's credit portfolio across all business lines(WM & CIB) and different credit asset classes (Corporate & Acquisitionfinancing, Real estate financing, Net Asset Value Credit financing) and handle LoanAgency tasks, where necessary.
• Provide analysis and insight in relation to creditrisks across all dimensions (e.g. projects, cash flow, industry, product,rating, valuation, etc.).
• Contribute to credit portfolio analysis andmanagement, providing senior management with relevant insights to key andemerging risks.
• Work closely with the Corporate Finance experts tosupport the Corporate Finance mandates (including closings) and in theimplementation of the strategy for this activity within the Bank.
• Contribute to a regular and proactive monitoring ofBIL's credit portfolio in close interaction with internal (e.g. legal, risk) aswell as external stakeholders (e.g. clients, external advisors) during theorigination/closing phase and post-closing.
• Manage the entire annual credit review process for each transaction in the scope of the Credit Portfolio Manager
  Analyseand explain key metrics, trends, axes of analysis
• Support the Corporate Finance Experts in signings /closings of new transactions (+ be a key actor of the origination process)
• Analyse the portfolio to provide strategic information to BIL's senior management
  Explain variations and highlight strategicinformation from a business as well as risk point of view
  Givea forward-looking view on the portfolio, considering the overall economic andfinancial market environment
• Present analyses, key findings and recommendations tothe appropriate decision-making bodies in order to enable informed decisionmaking
• Monitor the sectoral limit's consumptions
  Anticipatechanges by liaising with RISK, LEGAL streams on portfolios' evolutions (waiver,amendment, etc.)
• Contribute to the transformation of the team'sprocesses by playing an active role in the context of new projects
• Ensure a robust permanent control framework to deliverreliable and consistent analysis in a timely manner
• Liaising with external professionals (financial advisors/banks/debtfunds/lawyers, etc.)
• Act as Facility & Security Agent in syndicatedfinancings, being the first point of contact for the borrowers, as well as the co-lenderswhen appropriate.

Your skills:

• Master's degree or equivalent experience
• 3-5 year+ prior experience in corporate finance or structured finance or similar
• Strong knowledge and previous exposure to structured finance
• Experience in drafting and monitoring contractual documents (LMA standard) for the bank, in particular with regard to mandates and complex loans.
• Experience in writing credit reviews
• Goodknowledge of basic IT and AI tools (Outlook, Word, Excel, etc.).
• Allof the bank's front applications and validation systems relevant for theposition
• Knowledgeon credit products (corporate & acquisition financing, real estatefinancing, etc.)
• Analyticalskills with capacity of data crunching
• Knowledgeof the credit risk and Basel regulation within the bank industry
• Entrepreneurialmindset
• Highlymotivated, dedicated and willingness to learn combined with outstanding serviceand client orientation
• Self-starter,able to work autonomously and in a team
• Teamplayer with a high level of initiative and enthusiasm
• Excellentanalytical skills combined with the ability to quickly understand complexbusiness topics
• Excellentcommunication skills - able to communicate clearly and succinctly, bothverbally and in writing

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.