Job Description

Join JPMorganChase for an opportunity to sit at the intersection of Treasury, Payments, and Risk - directly influencing financial outcomes for one of the world's leading financial institutions.
Cash Asset Management team is where we manage liquidity and balance sheet solutions across 160+ professionals in seven global locations. We are looking for a driven and detail-oriented Payment Lifecycle Associate to join our Cash Projections Service.

As a Payment Lifecycle Associate in Cash Asset Management, you will play a critical role in ensuring the firm's largest and most time-sensitive payment positions are accurately managed, controlled, and communicated. You will work at the heart of our liquidity operations, partnering with Treasury, Risk, and Operations teams to deliver resilient cash management solutions. This is a high-visibility role where your insights directly shape decision-making and financial outcomes across the organisation, offering real ownership and meaningful career progression.

Job Responsibilities

• Own and oversee large-value currency positions, ensuring precision, timeliness, and data integrity.
• Identify and investigate discrepancies, proactively managing risk through timely escalation and resolution.
• Operate with a strong control mindset, ensuring issues are fully owned and resolved end-to-end.
• Support supervisory processes aligned with regulatory expectations.
• Communicate clearly and credibly with stakeholders at all levels across the organisation.
• Collaborate with service leads, operations, and change teams to improve outcomes and enhance service delivery.
• Lead and contribute to initiatives that reduce manual exceptions and enhance data quality.
• Identify opportunities to simplify workflows and strengthen end-to-end processes.
• Support team coverage within a dynamic, global operating model.
• Contribute to a collaborative and inclusive culture by sharing best practices and ideas.

Required Qualifications, Capabilities, and Skills

• Strong analytical mindset with keen attention to detail and the ability to perform under pressure.
• Proven ability to manage multiple priorities in a time-critical environment.
• Confidence to challenge, escalate, and influence decision-making at all levels.
• Solid understanding of risk and controls within an operational setting.
• Strong communication and stakeholder engagement skills.
• FINRA Series 99 certification, or willingness to obtain within 6 months of joining.
• Demonstrated ownership mindset-takes accountability and follows through to resolution.

Preferred Qualifications, Capabilities, and Skills

• Experience in payments, cash management, or financial operations.
• Familiarity with liquidity management or balance sheet processes.
• Track record of driving continuous improvement and operational efficiency initiatives.
• Experience working in a global, cross-functional team environment.
• Exposure to Treasury or Risk functions within a financial services organisation.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.