Financial Analyst IV - Loan Servicing and Distribution

  • Competitive
  • Mount Laurel, NJ, USA
  • Permanent, Full time
  • TD Bank Group
  • 09 Dec 18

Financial Analyst IV - Loan Servicing and Distribution

Company Overview

About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at .
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit .

Job Description

The Financial Analyst IV provides planning, forecasting, reporting and financial analysis support for assigned line(s) of business and/or at the total segment level under the guidance of financial management. In addition, The Financial Analyst IV provides highly specialized financial consulting and analytical support at the assigned line(s) of business or total segment level identifying key emerging financial trends, measurement of key performance metrics and success factors, line of business and total segment financial target setting and measurement, capital budget and key initiative evaluation and planning, cost and product profitability analyses, specialized reporting and support for special projects


•Develop various financial forecasts and outlooks for Loan Servicing & Distribution and its departments through collaboration with stakeholders, utilizing best practices in financial forecasting, and employing a constant-improvement mindset.
•Provide monthly analysis of business results including insightful commentary on a timely basis.
•Lead communications and presentations to business and Finance executives that promote awareness and facilitate decision-making, including providing insights on performance drivers, quantifying impacts of business actions, and surfacing opportunities and risks.
•Perform in-depth analysis of product unit costs, in addition to driving opportunities for cost efficiencies.
•Build relationships and problem-solve with expansive network of business partners across comprehensive set of functions.
•Conducts and/or manages the finance process as it applies to area of responsibility.
•Understands the whole finance function and the key business areas supported.
•May involve integration of 1-2 functions and/or business lines.
•Focuses on complex and/or specialized analysis with a yearly time span.
•Leads activities of unit, assigning, prioritizing and monitoring work.
•Provides training and mentoring for new and less experienced staff.
•Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects.
•Develops specialized analytical tools for project or ongoing use.
•May manage the development of conclusions and courses of action to rectify discrepancies as well as analyses to be presented to management for aid in decision-making processes.
•Develops and analyzes key metric and plan variances and related information.
•Provides cost and product analyses.
•Develops analyses of performance and predictive data.
•Compiles and generates ad-hoc analytical reports.
•Develops financial analytical and forecasting models to test assumptions and predict results of business initiatives.
•Leads additional research efforts, applying expertise in financial analysis.
•Researches and reviews details of business operating metrics and actively seeks to identify and promote new opportunities or products.


•Bachelor's degree or progressive work experience in addition to experience below
•3-5 Years of related experience
•Accounting knowledge, including FASB and GAAP regulations, particularly in assigned line(s) of business
•Curious and observant with willingness to investigate to understand details of assigned business lines/accounts
•Strong analytical and problem solving skills
•Proactive, with ability to obtain necessary information and influence others in a tactful way without direct authority
•Relationship management skills, with ability to develop good client working relationships
•Communication skills, with ability to clearly display and explain numerical information and articulate required accounting treatmentPC skills, including understanding of accounting software applications
•Ability to analyze non-routine transactions and those requiring judgment
Preferred: Strong Excel skills, Financial Services experience, Data modeling and query expertise: SAS, ESSBASE, SQL.




At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.