Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today's generation can enjoy economic prosperity and well-being, and pass it on to future generations.

Job Responsibilities

• Perform fundamental credit analyses on banks and non-bank counterparties.
• Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and escalate any deterioration in credit quality to management
• Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.
• Evaluate lending and structured financing solutions for recommendation and approval by senior credit approver within the team.
• Prepare credit recommendation executive summary with focus on basis for recommendation, key risks and mitigants, conclusion.
• Work with stakeholders to collectively develop CCR framework.Maintain open relationship with customers via due diligence meetings and periodic updates on performance.
• Prepare periodic portfolio reports for credit team where required
• Work on special projects as required

Job Requirements

• At least 10 years of relevant credit risk experience, with a preference for candidates with experience analyzing financial fundamentals and credit risk of banks.
• Working understanding of derivatives and securities financing transaction (SFT) product risks.
• Exceptional verbal and written communication skills, supported by strong analytical capabilities and keen attention to detail.
• Proven ability to work independently, manage multiple priorities, and perform effectively under pressure in a fast-paced environment.
• Proficiency in Microsoft Excel, Word, and PowerPoint.