Senior Manager / Manager, Credit Approval (Overseas Branches)
Thailand / Malaysia / Indonesia Coverage

Location: Hong Kong Industry: Banking & Financial Services
Position: Manager / Senior Manager Department: Credit Risk Management

A leading international banking group is expanding its regional credit risk function and is looking to hire three Credit Approval professionals to support its growing overseas business. These are newly created headcounts covering Thailand, Malaysia, and Indonesia, offering strong regional exposure and senior stakeholder engagement across Asia.

About the Role
Reporting to the Regional Head of Credit Approval, you will be responsible for the independent assessment and approval of corporate and commercial banking credit proposals originated from overseas branches. You will serve as a key risk partner to front-line business teams and senior management, ensuring sound credit decisions while supporting business growth.

Successful candidates will focus on one of the following markets:

• Thailand
• Malaysia
• Indonesia

Leveraging your local market knowledge, you will provide insightful risk assessment on borrowers, industries, market developments, and country-specific risks.

Key Responsibilities

• Conduct independent credit analysis and approve/recommend corporate banking credit applications for overseas branch portfolios.
• Evaluate complex lending transactions including bilateral loans, syndicated facilities, project finance, acquisition finance, and structured transactions.
• Assess financial performance, business models, management quality, industry outlook, and country risk considerations.
• Work closely with Relationship Managers and Coverage teams to structure appropriate credit solutions while maintaining prudent risk standards.
• Present credit recommendations to senior management and relevant approval committees.
• Monitor portfolio quality and identify emerging credit concerns within assigned markets.
• Ensure compliance with internal credit policies, regulatory requirements, and risk governance standards.
• Provide guidance and mentoring to junior credit analysts and credit managers where appropriate.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related disciplines.
• Minimum 8-15 years of relevant experience in Corporate Banking Credit Analysis, Credit Approval, Corporate Banking Risk, or Credit Risk Management.
• Strong experience approving or reviewing large corporate, commercial banking, or institutional banking transactions.
• Solid understanding of financial statement analysis, risk grading, and credit structuring.
• Ability to articulate balanced and succinct credit recommendations for complex transactions and diverse credit situations.
• Strong stakeholder management and communication skills.
• Fluency in English is required.

Market-Specific Requirements
Due to the nature of the portfolio and extensive interaction with local stakeholders, applicants should possess strong knowledge of their respective markets.

Thailand Coverage

• Thai nationality preferred.
• Native/Professional Thai language capability highly advantageous.

Malaysia Coverage

• Malaysian nationality preferred.
• Proficiency in Bahasa Malaysia highly advantageous.

Indonesia Coverage

• Indonesian nationality preferred.
• Proficiency in Bahasa Indonesia highly advantageous.

What's on Offer

• Opportunity to join a top-tier banking platform with a significant Asia-Pacific presence.
• High-profile role supporting overseas branch business growth across Southeast Asia.
• Strong visibility with regional and senior management.
• Competitive compensation package and attractive long-term career prospects.
• Stable platform with continued investment into regional credit risk capabilities.