Credit: currently 344 jobs.The latest job was posted on 18 Dec 14.
This sector contains all our credit jobs. Credit professionals are often referred to as ‘credit risk managers’ ‘credit analysts’ or ‘credit officers’, while some banks simply use a seniority level followed by the key word – e.g ‘vice president, credit’. Whatever the title, over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank’s clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm’s counterparties.
Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.
Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm’s internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors such as operating experience, management expertise, asset quality, and leverage and liquidity ratios are taken into account.
The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.
Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.
There are credit risk issues within different types of transactions – including corporate banking, project finance, structured trade and syndications. And it’s not only banks that recruit credit professionals. Private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.
Our client, a leading International Investment Bank is expanding its wealth and asset management teams and is looking to hire a strong credit research analyst.
The role will focus on High yield issuers and the candidate needs to show a track record of delivering successful investment ideas. This is a great opportunity to further an Investment Banking career with a prestigious International Bank.
• Perform research and prepare reports analysing industries, issuers and securities using fundamental analysis techniques.
CLIENT COVERAGE RELATIONSHIP SUPPORT FOR LENDING EXECUTIONS TO NATURAL RESOURCES CLIENTS
CLIENT COVERAGE RELATIONSHIP SUPPORT FOR LENDING EXECUTIONS TO NATURAL RESOURCES CLIENTS
A Global Corporate and Institutional bank has created a new opportunity to add a Senior Associate - Relationship Manager to join the Natural Resources Client Coverage team to provide coverage related support to Senior Relationship Director, including standard credit analysis and support the lending execution activities.
You will proactively research and …
We are looking for a financial institutions credit specialist for a leading global financial services group.
- Risk analysis of Financial Institutions and NBFI's in MENA
- Compile synthesis findings into analytical reports for internal committees and publication.
- Engage and lead system research, industry reports and commentaries.
- Travel within MENA
- Minimum of 7 years of hands-on analytical experience in a credit and/or research environment analyzing banks and NBFI's
- Strong numeric skills with …
Sales / Marketing role with top global Hedge Fund with AUM of $200bn+
Top global Hedge Fund with AUM of $200bn + is looking for a leading sales / marketing person to join the institutional sales team. The hedge fund serves a diverse and extensive client base including real money accounts, hedge funds, insurance companies, prop desks, pension funds, mutual funds and asset managers. My client are looking to expand their non-New York coverage from NYC and so those with good calls in the Midwest and West coast would be preferred. My client is…
Lead the independent economic capital model validation group and support for the capital management initiatives at GECC covering relevant businesses and functional areas
ECAP Model Validation –Sr Risk. Manager-Credit Risk Focus
At GE Capital we're not just bankers, we're builders. Headquartered in Norwalk Connecticut, GE Capital is one of the world's largest providers of credit and expertise. For more than 1 million businesses, GE Capital provides financing to purchase, lease and distribute equipment, as well as capital for real …
A thriving finance and risk management Consulting firm in NY and Chicago is looking for a Credit Risk Director (PhD) with 10+ years building and validating consumer/retail credit risk models (mortgages, credit cards, Student loans) for major commercial banks.
The candidate must have experience in consumer lending risk analytics with a major financial firm and be able to bring a quantitative and strategic perspective to risk issues. This role requires working with senior clients and the ability to communicate complex concepts to non-techni…
A Financial Firm in NY is looking for an experienced (PhD) Level Quant with 10+ years of experience building and validating market, credit risk and compliance models for a major commercial bank and investment firm.
The Candidate will lead a quantitative modeling engagement and oversee the design, implementation and validation of financial risk and compliance models. This role requires working closely with senior clients and the ability to communicate complex concepts to non-technical people. The Candidate must have demonstrated experience…
Well respected financial institution specialising in the European Credit market with established sales, trading and research teams’ is now actively looking to expand its Credit sales desk for 2015. Our client is looking to recruit strong credit sales people with at least 5-8 years plus
experience who have covered IG, High Yield, ABS and illiquid credit products. Suitable candidates will have been selling to European accounts such as Asset Managers, Hedge Funds, Insurance companies, Pension funds and so on. Preference will be shown to thos…
Our client is an independent fixed income specialist with full investment banking capabilities and strong balance sheet with a strong focus in the Credit market. Urgently looking for a HY Trader with at least 7-10 years’ experience covering global market.
Ideally you will have worked in a top tier investment bank in order to be considered for this role. Please note we will contact you within 48 hrs if we believe your profile may be suitable and if you have not heard from us within this time please assume you have been unsuccessful.
City Wharf Financial Recruitment is working closely with a leading investment bank who is currently looking to expanding their fixed income sales business in a number of regions globally. Therefore, looking for candidates who have at least 3-5 years plus experience in fixed income sales
dealing with end clients such as Institutional, Corporates or HF’s. Desirable if you have a transportable client base but not essential. Background from an established investment bank or agency broker is preferable. Please only apply via www.cw-fr.co.uk if…
An Investment Bank is looking for a director level Structured credit sales person
Structured credit Products Sales– London, UK
An Investment Bank is looking for a director level Structured credit sales person with structuring experience to join the desk in London. The ideal candidate will have 7+ years experience on a similar sales desk and have institutional accounts within UK and Europe.
- 5+ years experience on structured product sales desk
- Good technical knowledge of structured credit products and stru…
ARC is looking for an Analyst to join its Corporates / Structured Finance team in London. This role will involve supporting building the structured finance and corporate division, rating entities and transactions in Europe and emerging markets with a specific focus on India and Africa.
ARC is currently looking for an Analyst to join its Corporates / Structured Finance team based in London.
Present to and discuss recommendations for new ratings or rating changes with a rating committee and communicate ARC’s credit opinions…
Our client is a high quality independent financial institution offering Agency Brokerage services to a large international end user client base. We are recruiting a Desk Head to boost an existing team.
The Head of Sales will boost a Credit Sales team, and work within a very professional platform willing to develop their Fixed Income desk.
We are looking for Sales with a significant track record selling flow credit or high yield bonds to end-user clients
We expect candidates to bring a transferable client base made up of real money account…
Leading name looking for add a proven institutional salesperson to its successful and respected platform.
Currently one of the fastest growing teams in their area of the institutional credit market, our client has had an excellent 2014, boasting significant growth in both revenue and coverage. They’re now looking for an ambitious and diligent credit salesperson to join the platform to help further their Continental European coverage.
Applicants must have demonstrable experience of selling investment grade, high yield, ABS and illiquid cre…
A foremost name in the credit markets is looking to hire a proven high yield trader to their London office.
Working alongside a prominent team of traders, analysts and salespeople, this particular role will encompass a broad range of responsibilities, including trading across the global HY market, working closely with the research team and mentoring junior members of staff. The role is currently set at VP- or Director-level, however the firm are open to slightly more senior or junior individuals, should they have relevant experience.
Our client, a leading international name, is looking to continue the expansion of its credit business by bringing on board a proven desk analyst.
The firm have an impressive platform across high yield, distressed, leveraged and special situations credit (bonds, loans, etc.) and due to strong 2014 performance they’re looking to increase their analytical and research capability.
Working alongside their prominent sales and trading teams, the role will focus on:
Performing fundamental credit analysis
High yield and distressed products (bonds …
Our client a leading Investment Management firm is seeking to hire an experienced professional to join their Credit Research & Analysis team.
Responsible for credit research and opinions on all bank and broker/deal counterparties
Approve and deny prospective counterparties and on-going reviews and monitoring of existing counterparties
Providing research and analysis to internal stakeholders on their counterparty banking relationships
Provide a credit rating for each counterparty which is based on assessment of the cu…
Top performing credit led special situations fund seeks bright Associate to join European Office
This well established debt investor has over $8bn of committed capital to invest in special situations across Europe, the team is looking to grow as they accrue further AUM and are keen to hire an individual who is extremely interested in joining a leading distressed debt fund who make complex investments into illiquid situations. With excellent returns to date and a strategy that looks at long term value this would be a superb opportunity for…
My client, a leading European Bank, is looking to hire a portfolio manager to join their Infrastructure and Renewables team in London. You should have 2-3 years' of relevant experience within a bank or ratings agency.
Effectively manage and monitor UK-based assets covering PPP, renewables and infrastructure sectors
Complete and maintain all relevant internal reporting system requirements
Establish and maintain close relationships with external clients, advisers and co-lenders
Act as the primary point of contact for the portfolio…
Seeking experienced, successful corporate credit analyst to join a small team working on a total return mandate. Candidate must be able to follow multiple sectors with an ability to quickly and critically analyze and prioritize and determine relative value. Frequent BUY/SELL recommendations required with supporting analysis. He or she must be able to independently develop financial and analytic models to evaluate opportunities in assigned industries.
Superior accounting, finance,…
- Acquire and maintain in-depth knowledge about Moody's Analytics products, and the environments and platforms they run on.
- Liaise between the Client Services teams and the Product Management / Engineering teams by accurately troubleshooting and investigating complex technical issues.
- Respond to client demands in a courteous, professional, accurate and timely manner via web, email, telephone and in person.
- Provide in-depth education and assistance on product functionality, business use, and the pro…
We actively seek a JAVA/J2EE technical Architect with enterprise application design and development experience to join the Enterprise Solutions product development team in the Americas.
Moody's Analytics has a suite of products related to Credit Assessment and Origination. Our software is used
extensively by commercial banks, other private sector financial institutions and governmental organizations throughout the world.
An exciting opportunity has arisen to join the software architecture team in our San…
Creating and updating documents in Excel, Word and Power Point
Process meeting requests for team including setting up appointments, reserving conference rooms, requesting security passes for guests, arranging for teleconference numbers, refreshments, handouts, etc. • Printing documents
• Ordering and distributing office supplies
• Hand delivering documents that need special attention
• Assisting with mass mails (e.g. stuffing and addressing envelopes)
Program Managers are capable leaders of cross-functional teams in a high-pressure, dynamic and global environment leveraging expert skills in motivating, facilitating, influencing and driving results. Experience providing leadership in most aspects of program and project management. Experience leading and delivering successful large scale solutions throughout the full project life cycle. Demonstrated extensive depth and breadth of program management experience in multiple functional areas…
New York, NY, USA
Permanent, Full time
Posted on: 17 Dec 14